When your incarcerated loved one goes to prison, calls from their debtors don’t stop. But, some of these calls are really coming from fake bill collectors.

Consumers have been reporting getting calls from debt collectors referring to delinquent payday loans.

Prison loved ones need to beware of fake bill collectors calling about their incarcerated loved ones' payday loans.

Prison loved ones need to beware of fake bill collectors calling about their incarcerated loved ones’ payday loans.

Beware of the Delinquent PayDay Loan Scams

Victims of this scam are receiving calls and emails from fake bill collectors who claim to be with legitimate sounding agencies such as:

  • The FBI
  • Law firms
  • State attorneys

They claim the consumer has a delinquent account with a payday loan company. Then they request an immediate response and payment, or face legal consequences… so they claim.

These clever scammers use your fear of debt to make you give up cash.

Beware of Fake Bill Collectors

It is easy for a majority to fall for such scammers because, well in one way or another, many of us have outstanding payday loans!

Fake debt collectors are quickly increasing in numbers. This is a full-time profession for most of the scam artists. They do earn money from a lot of naive people.

Our credit repair solutions for prison inmates can get those collections off your incarcerated loved one's credit reports.

Our credit repair solutions for prison inmates can get those collections off your incarcerated loved one’s credit reports.

These debt scammers may claim to be associated with one or more of the following payday loan companies:

  • Cash Advance Inc.
  • Cash America International
  • US Cash Net
  • United Cash Advance
  • US Cash Advance
  • Various other payday loan businesses

Beware of receiving calls from the organizations named above, especially if you really don’t owe them. This could cause panic to a prison wife or prison mom trying to handle their incarcerated loved ones affairs while they’re locked up.

These phony bill collectors become very verbally abusive and send serious threats if you fail to comply with their demands immediately. Many will try to scare you with threats of imprisonment:

  1. This is simply untrue, as there is NOT debtors prison in America
  2. If they’re calling about your incarcerated loved one, rest assure they can’t prosecute this as a crime and add to their time

How to Handle Your Incarcerated Loved Ones Debt Collector Calls

So what are you supposed to do if you or your incarcerated loved ones become slaves of such threats? Here are some steps to follow to keep your imprisoned family or friend’s debt collectors at bay:

  1. Run your inmate’s credit reports
  2. If there are any inaccuracies, dispute them for corrections
  3. Join a credit repair program for prison inmates to help you remove the bad credit while they’re still in prison

Most importantly, never share your bank information with anyone especially unknown agencies, whether via email phone or fax. Spread the awareness to the people you associate with that these calls are coming from fake bill collectors.

Abigael Shem

Abigael Shem has eight years of experience in academic, content, research and creative writing, editing and proofreading. developing any type of content is now an easy task for me. When she’s not writing, she enjoys singing, dancing, hiking, traveling and sports, especially football and basketball. Abigael is currently a regular blogger for the PRN nonprofit prison transportation blog.