Sometimes if feels like debt collectors will go to the ends of the earth to collect debts. Once someone is incarcerated, the debt collectors will call everyone the incarcerated person ever talked to. If you are a prison father, mother, child or wife– you could be the next person the debt collector harasses.
Bill collectors never stop. They are often rude and aggressive even for a small amount of money. If you feel like the debt collector is taking harassing you to another level, there are some steps you can take to protect yourself.
The best way to stop them is by taking out a cease and desist letter against them. This will stop all calls. You need to tell them exactly what the situation is and why the bill cannot be paid.
It is important to remember that no matter where your loved one is, they still have rights. According to the Fair Debt Collection Practices Act, the law says the debt collectors must stop contacting you as soon as they receive the letter. The process of getting them to back off may be difficult but it will be worth it. Alternatively there are some credit solution companies that focus solely on helping prisoners.
Debt collectors can go to extreme actions to reach your incarcerated loved one. They’ll even call every person they are related to or know in life trying to reach them.
But, you don’t have to take the harassment, whether you’re a prison wife, prison mom, prison husband, prison dad or any other prison loved one.
Learn how to make your incarcerated loved one’s bill collectors stop calling you. Image Source: Miami Debt Defense Attorney.
Sasha Michaels is Political Science graduate. She’s been writing content professionally since high school. Sasha enjoys writing about topics she’s passionate about, including fashion, travel, arts, crafts, makeup, health, jewelry, dieting and more. She currently writes news reports for prison loved ones on Prison Rideshare Network.